Why Hire Us?

Our Public Adjusting company is experienced in handling catastrophe and non catastrophe insurance claims. Our Public Adjusters have settled thousands of insurance claims resulting from hundreds of different types of daily and catastrophe insurance claims. We handle denied, underpaid, or brand new insurance claims.

On a daily basis we have advocated for Florida insureds against insurance companies for water, fire, mold, and many other types of insurance claims. We have also settled insurance claims resulting from Hurricanes Katrina, Ike, Wilma, Irene, Sandy, as well as many tropical storms.

We utilize the same industry leading Xactimate software that the major insurance companies and their insurance adjuster will use allowing for faster, higher, and more proper settlements to make our homeowners whole.

More reasons to hire Trouble in Paradise are:

We provide a free inspection.

No recovery, no fee.

Sometimes you do not know if something is a claim or not and we can help with this.

Our Public Adjusters have Flood experience. Most do not.

Our Public Adjusters are licensed and must pass a test as well as complete continuing education requirements to make sure we can properly assist our insureds.

Our Public Adjusters have extensive experience in insurance policy language, your insurance claim duties, coverage types, and interpretations.

Our Public Adjusters work through the insurance claim process every day and can anticipate the needs of the insurance company to prevent a denial and to move a claim faster.

Our Public Adjusters keep up with industry news, law changes, and trends to better assist property owners.

Our Public Adjusters utilize Xactimate estimating software. Xactimate polls and averages contractors rates from different zip codes and tracks data to determine the average cost of each item associated with repairs. Not all Public Adjusters use this software due to the expense but our Public Adjusters use it maximize claim settlements.

Our Public Adjusters work with other professionals you may need for your claim like engineers, remediation companies, mold testing companies, roof experts, and many other trades. We know the proper people whom write their reports for insurance companies very often. Insurance companies hire experts and you should to.

Public Adjusters are trained in damage assessment and costs of items. If we are presented with an onsite cost discussion we are aware of all costs related to each item and can properly engage in immediate cost discussions. Most insureds do not know all the costs of a new bathroom and the individual items.

Insurance claim damage payments have certain standards and rules the typical homeowner is unaware of like matching rules, continuous damage rules, law and ordinance or code upgrades, product changes, and other governing processes. We due continuing education to always know what is happening in the industry.