Why Choose Trouble In Paradise Adjusting?

Trouble In Paradise Adjusting, Inc. is highly experienced in handling both catastrophe and non catastrophe insurance claims, and we’ve settled thousands claims resulting from hundreds of different types of losses. 

We have a history of successfully settling denied, underpaid, and new insurance claims for the maximum allowable under your policy.

Everyday, we represent Florida’s residential and commercial property owners against their insurance companies for claims such as water damage, fire and smoke damage, mold damage, and other types of property damage. 

If your damage is the result of a catastrophic event, we’ve settled claims resulting from Hurricanes Katrina, Ike, Wilma, Irene, Sandy, as well as the countless tropical storms that impact Florida every year.

In order to settle your claim as quickly as possible, we utilize the same industry leading Xactimate software as the major insurance companies. This allows us to Speak the same language as the insurance adjuster, so we understand their offer’s shortcomings and negotiate a faster and more appropriate settlement on your behalf. 

Since our fee is based upon a percentage of the insurance company's settlement to you there are no upfront fees for our services, and if you don’t get paid, neither do we.

Our Public Adjusters are licensed and must pass a test as well as complete continuing education requirements to make sure we can properly assist our insureds.

Our Public Adjusters have extensive experience in insurance policy language, your insurance claim duties, coverage types, and interpretations.

Our Public Adjusters work through the insurance claim process every day and can anticipate the needs of the insurance company to prevent a denial and to move a claim faster.

Our Public Adjusters keep up with industry news, law changes, and trends to better assist property owners.

Our Public Adjusters utilize Xactimate estimating software. Xactimate polls and averages contractors rates from different zip codes and tracks data to determine the average cost of each item associated with repairs. Not all Public Adjusters use this software due to the expense but our Public Adjusters use it maximize claim settlements.

Our Public Adjusters work with other professionals you may need for your claim like engineers, remediation companies, mold testing companies, roof experts, and many other trades. We know the proper people whom write their reports for insurance companies very often. Insurance companies hire experts and you should to.

Public Adjusters are trained in damage assessment and costs of items. If we are presented with an onsite cost discussion we are aware of all costs related to each item and can properly engage in immediate cost discussions. Most insureds do not know all the costs of a new bathroom and the individual items.

Insurance claim damage payments have certain standards and rules the typical homeowner is unaware of like matching rules, continuous damage rules, law and ordinance or code upgrades, product changes, and other governing processes. We due continuing education to always know what is happening in the industry.